Planning for your retirement

Wealth Protection  |  Wealth Creation  |  Wealth Management

More than ever, we are having to rely on ourselves to provide for our retirement. However, many people in the UK either aren’t saving at all for this life stage or aren’t saving nearly enough to give them the standard of living they hope for when they retire.

Combine this with a rising state pension age and changes to how we access our pensions and it’s clear to see the sheer importance of retirement planning.

Regardless of where you are in life, it’s crucial to receive advice that is very much tailored to you, your circumstances and where you want to be when that day of retirement arrives, ensuring you make the most of your twilight years.

  • You want to feel secure and have peace of mind that your living arrangements are exactly what you want them to be.
  • Perhaps you have a lifelong goal you’d like to achieve with the extra 40 hours a week or more you’ll have or a hobby you’d like to take up.
  • What if you had to retire early because of illness or disability?

At Earlswood, we take a personal approach to helping you plan for this life stage, taking into consideration your needs, requirements and desires. We will assess your existing provision, including ensuring you are correctly enrolled on a work pension (auto enrolment) and, using our in-depth market knowledge, look at innovative ways you can realise your goals in retirement through:

  • Saving schemes
  • Investment opportunities
  • Personal or group personal pensions
  • Self Invested Personal Pensions (SIPP)
  • Small Self Administered Schemes (SSAS)

WHO WE WORK WITH

Individuals and families

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Medical professionals

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Corporate clients

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TESTIMONIALS

Dr K V

Waseem is a great communicator and goes far beyond what is expected to help his clients. When there were multiple different companies for my payment protection, he went through it all and explained all the different options.

He spent time helping me find the plan that suited my work needs. He is very responsive to emails and always makes the effort to talk through all the documentation.

Chris Corney, homebuyer, London E17

I used Waseem to arrange the mortgage on my home.

His experience was very useful in getting the right product for me without wasting any time. His personal attention throughout was much appreciated.

Sumeet Parmar

What I have enjoyed most about working with Waseem has been his patience and the feeling of not being pressured into any decisions.

Waseem takes the time to break down what he is advising and why he is advising it. He instills trust with his advice and I honestly feel like I am in safe hands.

Rita Patel

I would highly recommend working with Waseem, my expectations were met to a high standard. He is honest, reliable and trustworthy, regularly kept in touch to inform me of how things were progressing and made everything so easy to understand.

Waseem is a knowledgeable and professional financial adviser, he saved my family home and made my mother's retirement happen. I cannot thank him enough and give him 10/10.

Chris Corney, solicitor, Smithfield Partners Ltd

I have no hesitation in referring divorce and home-buying clients to Waseem for advice on mortgages and pensions. He is very approachable and talks to them in plain English.

He has the highest professional standards and I feel it reflects well on my reputation when I introduce people to him.

Amanda and Jackie Williams

Waseem was very constructive in the advice he gave us before we made our bridging finance application. He also kept us informed with the progress up to and including receipt of funds.

Subsequently, he provided sound advice regarding income protection and life cover.

We will work with him again, should the opportunity arise.